Networks

MCHUSA Digital Money Transfer Network

MCHUSA's Digital Money Transfer Network (DMTN) enables licensed entities to process secure, compliant money transfers across multiple network locations.

MCHUSA Digital Money Services

MCHUSA has a Digital Money Transfer Network (DMTN) for use by entities that are licensed to provide money transfer services. The DMTN enables multiple locations to process transfers efficiently. To meet government money transfer requirements, the platform includes built-in controls that support secure, compliant operations and internal processes. It has multi-language capability.

The system generates a unique payment ID. The sender pays the principal amount plus a transaction fee based on the transfer amount, and the recipient presents the DMTN ID to collect the funds at any network location. Because transfers are transmitted electronically, they are completed quickly and securely.

Businesses can use the network under a no-development-cost model, paying only a small percentage of transaction fees, which covers MCHUSA's 24/7 technical support services.

Although the service is primarily designed for in-person transfers, it also supports digital transactions. Customers can log in to the DMTN, pay for the transfer, and allow recipients to collect funds from any network location. Users can access the secure interactive platform online, with optional Android and iOS support. MCHUSA provides 24/7 technical support for the Network.

Here is a schematic of the process

DMTN transaction process schematic: sender details, payment, and program ID issuance at the network location

DMTN transaction process schematic: recipient ID verification and fund collection at the network location

Transfer Limits, Checks and Balances, Reconciliation and Reports

DMTN transactions are handled by staff who record sender details and process payment. The sender receives a receipt with the sender and recipient name, transfer amount, and program ID, which the recipient presents to collect funds; the receipt may also be emailed to the sender. Post offices may set transfer limits, reconcile daily, and maintain sufficient funds. Reports flag balances requiring action and support postal audits.

DMTN Operations

DMTN uses a scalable, modular platform that supports international users, future growth, and best practices in IT, cybersecurity, and cloud infrastructure. Built by experts in money transfer operations, the Network helps post offices increase revenue using existing personnel.

Digital Transactions

Customers can send funds to a location through local mobile money services, with DMTN handling the transfer between locations for pickup. An add-on module can extend the service internationally.

Billing

The Entity shall retain ownership of their respective network, while MCHUSA shall assess a modest percentage-based fee on each DMTN sending transaction to cover technical service costs. A monthly report shall provide details of all transactions, sending and receiving locations, and applicable fees.

Contact

MCHUSA at www.mchusa.com or info@mchusa.com. WhatsApp: 7323221902.